Humana Expands Medicare Advantage Offerings in New Hampshire

Lester Mason
October 18, 2017

An option for people that are Medicare eligible is a Medicare Advantage Plan.

With Medicare Advantage growing ever more popular among seniors, there has scarcely been a better time for insurers to invest in this line of business.

Plans and Best Part D Plans highlight insurers that "consistently offer highly rated health coverage to Medicare beneficiaries", according to U.S. News & World Report.

Most people with Original Medicare pay a monthly premium.

But with the sheer complexity of running a Medicare Advantage or prescription drug plan (MA-PD), and what seems like constantly evolving regulations, that can be easier said than done. Medicare Advantage Plans that offer a Prescription Drug Plan, can help further reduce costs. Such plans are sold through private companies approved by Medicare. "This 6-month period begins on the first day of the month in which you're 65 or older and enrolled in Part B. During this period, an insurance company can't use medical underwriting". (However, Original Medicare covers hospice care, some new Medicare benefits and some costs for clinical research studies, even if you are in a Medicare Advantage plan.) In all types of Medicare Advantage plans, you're always covered for emergency and urgent care.

The Humana Community HMO Diabetes and Heart Special Needs Plan will be the only Medicare Advantage chronic condition special needs plan available in Will County. Examples include being in a network, living within the plans coverage boundaries and perhaps some costs for services. If the plan decides to stop participating in Medicare, you will have to join another Medicare health plan or return to Original Medicare.

You are applying for a Medicare Supplement will be a completely different experience than your wife's Medicare enrollment because she is new to Medicare. "Medicare & You" is mailed to all Medicare beneficiaries every fall.

Keep in mind that Medicare Advantage plans can charge different out-of-pocket amounts and have different rules for how you receive service.

If you have any questions, call Medicare's toll-free number, 1-800-MEDICARE.

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