Dress like a cowboy with Rockstar’s Red Dead Redemption II clothing range

Doris Richards
December 3, 2018

That's where horse insurance comes in. Really, you'll have nearly everything you need in your camp most of the time before you set out to the wilderness.

Changing these settings in Red Dead Online prevents anyone from moving your horse except for yourself.

If you've been playing Red Dead and decided that Arthur Morgan is the fashion icon for you then Rockstar has got some good news...

While you may want to accept all missions that you come across in an attempt to earn more cash and gold nuggets the quickest way possible, you may also want to consider whether the mission at hand will increase or decrease you honor in Red Dead Online.


In the game, getting horse insurance means your horse will automatically recover health over time should it get critically injured. Once there, you will need to pony up five Gold Bars, which serve as the game's premium currency.

Regular money meanwhile is used to buy all the same sorts of things you can buy in single-player: upgrades, weapons, ammo, camp upgrades, some cosmetics, and so on. If you do the math, you'll see that you need to do 5000 missions to earn 100 nuggets, which is equal to one Gold Bar. Instead of waiting until level 65, it will set you back 112 Gold bars, which will take approximately 900 long hours to earn. You can only keep horses you have purchased, not stolen. If your horse is critically injured or killed, the insurance ensures that your horse has a speedy recovery.

Knowing how to fast travel will allow you to quickly make your way to the nearest saloon to party with your friends.

Horse insurance sounds great, but at the end of the day, it is in no way necessary. But if another player is causing you grief, the option is always there to protect your horse. These signposts are marked with a ram skull and broken wagon wheel, so they are not too hard to find once you are in the area.

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